My credit rating got downgraded a few years back and it was the best thing that ever happened to me. I learned to be smarter and more sensible with my money. I also learned that credit card companies are, by and large, ruthless swindlers.
So I have become a ruthless swindler myself. Send me money. Now. If you need a reason, tell yourself it's to buy my book.
Which brings me to the topic of self-promotion again. Please, please, please buy my book. I'm not a ruthless swindler now, I'm a starving artist.
http://sbpra.com/rovellhoyman/
Thank you.
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